Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$161,597	$161,597	$306,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$144,403	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	5.708%	7.640%
1st payment	$759.22	$759.22	$2,118.68
2nd payment	$0.00	$962.69	$0.00
Taxes / mo	$62.92	$62.92	$62.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.71	$130.71	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,102.84	$2,065.53	$2,392.80
Cash to close	$178,403	$34,000	$34,000