Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$270,428	$270,428	$309,600
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$39,172	$0
Funding fee	$1,352	$1,352	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	3.820%	7.640%
1st payment	$1,283.76	$1,283.76	$2,143.61
2nd payment	$0.00	$293.79	$0.00
Taxes / mo	$105.50	$105.50	$105.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.92
HOA / mo	$120.00	$120.00	$120.00
Total monthly	$1,659.26	$1,953.05	$2,581.03
Cash to close	$73,572	$34,400	$34,400