Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$206,929$206,929$328,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$121,571$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%5.732%7.640%
1st payment$1,095.51$1,095.51$2,274.47
2nd payment$0.00$810.48$0.00
Taxes / mo$155.33$155.33$155.33
Insurance / mo$150.00$150.00$150.00
MI / mo$171.74$171.74$65.70
HOA / mo$120.00$120.00$120.00
Total monthly$1,692.58$2,503.05$2,765.50
Cash to close$158,071$36,500$36,500