Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$379,523$379,523$472,500
Remaining term (yrs)26.826.830.0
Secondary amount$0$92,977$0
Funding fee$0$0$0
Note rate6.690%6.690%7.400%
Blended rate7.240%7.586%7.640%
1st payment$2,537.00$2,537.00$3,271.49
2nd payment$0.00$697.32$0.00
Taxes / mo$262.08$262.08$262.08
Insurance / mo$166.67$166.67$166.67
MI / mo$180.39$180.39$94.50
HOA / mo$360.00$360.00$360.00
Total monthly$3,506.14$4,203.46$4,154.74
Cash to close$145,477$52,500$52,500