Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$204,367$204,367$274,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$70,133$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%5.017%7.640%
1st payment$968.29$968.29$1,900.58
2nd payment$0.00$526.00$0.00
Taxes / mo$109.00$109.00$109.00
Insurance / mo$150.00$150.00$150.00
MI / mo$166.92$166.92$54.90
HOA / mo$355.00$355.00$355.00
Total monthly$1,749.21$2,275.20$2,569.48
Cash to close$100,633$30,500$30,500