Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,745$230,745$315,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$84,255$0
Funding fee$1,154$1,154$0
Note rate2.740%2.740%7.400%
Blended rate2.740%4.414%7.640%
1st payment$1,078.40$1,078.40$2,181.00
2nd payment$0.00$631.91$0.00
Taxes / mo$49.07$49.07$49.07
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,277.46$1,909.38$2,443.06
Cash to close$119,255$35,000$35,000