Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$162,687	$162,687	$328,500
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$165,813	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	6.286%	7.640%
1st payment	$970.49	$970.49	$2,274.47
2nd payment	$0.00	$1,105.42	$0.00
Taxes / mo	$191.83	$191.83	$191.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.53	$149.53	$65.70
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$1,506.85	$2,612.27	$2,727.00
Cash to close	$202,313	$36,500	$36,500