Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$68,595	$68,595	$809,100
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$740,505	$0
Funding fee	$343	$343	$0
Note rate	1.750%	1.750%	7.400%
Blended rate	1.750%	7.241%	7.640%
1st payment	$357.84	$357.84	$5,602.04
2nd payment	$0.00	$4,782.43	$0.00
Taxes / mo	$368.75	$368.75	$368.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$161.82
HOA / mo	$148.00	$148.00	$148.00
Total monthly	$1,091.25	$5,873.68	$6,497.28
Cash to close	$830,405	$89,900	$89,900