Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$11,777$11,777$315,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$303,223$0
Funding fee$0$0$0
Note rate6.960%6.960%7.400%
Blended rate7.510%7.741%7.640%
1st payment$81.76$81.76$2,181.00
2nd payment$0.00$1,958.32$0.00
Taxes / mo$127.75$127.75$127.75
Insurance / mo$150.00$150.00$150.00
MI / mo$5.60$5.60$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$365.11$2,323.43$2,521.75
Cash to close$338,223$35,000$35,000