Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,523$456,523$495,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$38,477$0
Funding fee$2,283$2,283$0
Note rate2.750%2.750%7.400%
Blended rate2.750%3.236%7.640%
1st payment$2,081.99$2,081.99$3,427.28
2nd payment$0.00$288.58$0.00
Taxes / mo$424.50$424.50$424.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$80.00$80.00$80.00
Total monthly$2,753.16$3,041.73$4,197.45
Cash to close$93,477$55,000$55,000