Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$320,330	$320,330	$333,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$31,170	$0
Funding fee	$1,602	$1,602	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	4.480%	7.640%
1st payment	$1,622.89	$1,622.89	$2,305.62
2nd payment	$0.00	$308.45	$0.00
Taxes / mo	$150.67	$150.67	$150.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$33.67	$33.67	$33.67
Total monthly	$1,957.22	$2,265.67	$2,706.56
Cash to close	$49,670	$18,500	$37,000