Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$139,615	$139,615	$183,599
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$43,984	$0
Funding fee	$698	$698	$0
Note rate	3.120%	3.120%	7.400%
Blended rate	3.120%	4.529%	7.640%
1st payment	$663.56	$663.56	$1,271.20
2nd payment	$0.00	$329.88	$0.00
Taxes / mo	$26.00	$26.00	$26.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$36.72
HOA / mo	$108.00	$108.00	$108.00
Total monthly	$947.56	$1,277.44	$1,591.92
Cash to close	$64,384	$20,400	$20,400