Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,560$255,560$341,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$86,350$0
Funding fee$1,278$1,278$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.343%7.640%
1st payment$1,178.82$1,178.82$2,367.32
2nd payment$0.00$647.63$0.00
Taxes / mo$157.42$157.42$157.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.38
HOA / mo$52.00$52.00$52.00
Total monthly$1,538.24$2,185.86$2,795.11
Cash to close$124,340$37,990$37,990