Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$600,112$600,112$594,000
Remaining term (yrs)29.429.430.0
Secondary amount$0$26,888$0
Funding fee$3,001$3,001$0
Note rate6.110%6.110%7.400%
Blended rate6.110%6.357%7.640%
1st payment$3,662.22$3,662.22$4,112.74
2nd payment$0.00$266.08$0.00
Taxes / mo$286.33$286.33$286.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$118.80
HOA / mo$20.00$20.00$20.00
Total monthly$4,135.22$4,401.30$4,704.54
Cash to close$59,888$33,000$66,000