Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$482,566$404,100
Remaining term (yrs)29.530.0
Secondary amount$0$0
Funding fee$2,413$0
Note rate6.010%7.400%
Blended rate6.010%7.640%
1st payment$2,910.94$2,797.91
2nd payment$0.00$0.00
Taxes / mo$374.17$374.17
Insurance / mo$150.00$150.00
MI / mo$0.00$80.82
HOA / mo$0.00$0.00
Total monthly$3,435.11$3,402.89
Cash to close$0$44,900