Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$361,214$361,214$404,550
Remaining term (yrs)25.325.330.0
Secondary amount$0$43,336$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.491%7.640%
1st payment$1,712.97$1,712.97$2,801.02
2nd payment$0.00$325.02$0.00
Taxes / mo$119.25$119.25$119.25
Insurance / mo$150.00$150.00$150.00
MI / mo$284.15$284.15$80.91
HOA / mo$0.00$0.00$0.00
Total monthly$2,266.37$2,591.39$3,151.18
Cash to close$88,286$44,950$44,950