Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$350,472$350,472$368,910
Remaining term (yrs)29.029.030.0
Secondary amount$0$38,933$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.532%7.640%
1st payment$2,238.09$2,238.09$2,554.26
2nd payment$0.00$385.28$0.00
Taxes / mo$127.17$127.17$127.17
Insurance / mo$150.00$150.00$150.00
MI / mo$162.29$162.29$73.78
HOA / mo$0.00$0.00$0.00
Total monthly$2,677.55$3,062.82$2,905.21
Cash to close$59,428$20,495$40,990