Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,186$379,186$468,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$88,814$0
Funding fee$1,896$1,896$0
Note rate3.060%3.060%7.400%
Blended rate3.060%4.187%7.640%
1st payment$1,822.19$1,822.19$3,240.34
2nd payment$0.00$666.10$0.00
Taxes / mo$57.00$57.00$57.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$28.00$28.00$28.00
Total monthly$2,073.85$2,739.95$3,585.60
Cash to close$140,814$52,000$52,000