Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$247,996	$247,996	$476,100
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$228,104	$0
Funding fee	$1,240	$1,240	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	5.230%	6.437%	7.640%
1st payment	$1,460.06	$1,460.06	$3,296.42
2nd payment	$0.00	$1,473.17	$0.00
Taxes / mo	$341.83	$341.83	$341.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$95.22
HOA / mo	$250.00	$250.00	$250.00
Total monthly	$2,218.56	$3,691.73	$4,150.14
Cash to close	$281,004	$52,900	$52,900