Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$134,229	$134,229	$396,000
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$261,771	$0
Funding fee	$0	$0	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	5.000%	6.818%	7.640%
1st payment	$811.16	$811.16	$2,741.82
2nd payment	$0.00	$1,690.60	$0.00
Taxes / mo	$154.58	$154.58	$154.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.20	$118.20	$79.20
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,333.94	$3,024.55	$3,225.61
Cash to close	$305,771	$44,000	$44,000