Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$215,303	$215,303	$297,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$81,697	$0
Funding fee	$0	$0	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	3.570%	5.064%	7.640%
1st payment	$1,013.79	$1,013.79	$2,056.37
2nd payment	$0.00	$612.73	$0.00
Taxes / mo	$136.17	$136.17	$136.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$176.59	$176.59	$59.40
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$1,586.54	$2,199.27	$2,511.93
Cash to close	$114,697	$33,000	$33,000