Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$947,997	$947,997	$1,062,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$114,003	$0
Funding fee	$4,740	$4,740	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	3.750%	4.206%	7.640%
1st payment	$4,797.64	$4,797.64	$7,353.07
2nd payment	$0.00	$760.02	$0.00
Taxes / mo	$343.00	$343.00	$343.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$212.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,357.30	$6,117.32	$8,125.14
Cash to close	$232,003	$118,000	$118,000