Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,803	$138,803	$427,500
Remaining term (yrs)	16.3	16.3	30.0
Secondary amount	$0	$288,697	$0
Funding fee	$0	$0	$0
Note rate	3.350%	3.350%	7.400%
Blended rate	4.200%	6.597%	7.640%
1st payment	$916.96	$916.96	$2,959.92
2nd payment	$0.00	$1,864.50	$0.00
Taxes / mo	$225.92	$225.92	$225.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$147.38	$147.38	$85.50
HOA / mo	$70.00	$70.00	$70.00
Total monthly	$1,526.92	$3,391.42	$3,508.01
Cash to close	$336,197	$47,500	$47,500