Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$121,163$121,163$351,000
Remaining term (yrs)19.419.430.0
Secondary amount$0$229,837$0
Funding fee$0$0$0
Note rate3.870%3.870%7.400%
Blended rate4.720%6.704%7.640%
1st payment$738.30$738.30$2,430.25
2nd payment$0.00$1,484.37$0.00
Taxes / mo$164.50$164.50$164.50
Insurance / mo$150.00$150.00$150.00
MI / mo$111.28$111.28$70.20
HOA / mo$115.00$115.00$115.00
Total monthly$1,279.08$2,763.45$2,929.95
Cash to close$268,837$39,000$39,000