Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$303,529$303,529$413,910
Remaining term (yrs)23.623.630.0
Secondary amount$0$110,381$0
Funding fee$0$0$0
Note rate3.310%3.310%7.400%
Blended rate4.160%5.184%7.640%
1st payment$1,539.32$1,539.32$2,865.83
2nd payment$0.00$735.87$0.00
Taxes / mo$395.75$395.75$395.75
Insurance / mo$166.67$166.67$166.67
MI / mo$248.65$248.65$82.78
HOA / mo$93.33$93.33$93.33
Total monthly$2,443.72$3,179.59$3,604.36
Cash to close$156,371$45,990$45,990