Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$252,750$252,750$557,100
Remaining term (yrs)23.723.730.0
Secondary amount$0$304,350$0
Funding fee$1,264$1,264$0
Note rate3.230%3.230%7.400%
Blended rate3.230%5.699%7.640%
1st payment$1,268.25$1,268.25$3,857.25
2nd payment$0.00$1,965.59$0.00
Taxes / mo$332.92$332.92$332.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$111.42
HOA / mo$75.00$75.00$75.00
Total monthly$1,842.83$3,808.43$4,543.25
Cash to close$366,250$61,900$61,900