Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$296,452	$296,452	$332,999
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$36,547	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	5.457%	7.640%
1st payment	$1,569.29	$1,569.29	$2,305.62
2nd payment	$0.00	$274.10	$0.00
Taxes / mo	$76.00	$76.00	$76.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$228.13	$228.13	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,023.41	$2,297.51	$2,598.22
Cash to close	$73,547	$37,000	$37,000