Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$720,131$720,131$787,500
Remaining term (yrs)28.028.030.0
Secondary amount$0$67,369$0
Funding fee$3,601$3,601$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.034%7.640%
1st payment$4,818.40$4,818.40$5,452.49
2nd payment$0.00$505.27$0.00
Taxes / mo$597.25$597.25$597.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$157.50
HOA / mo$38.00$38.00$38.00
Total monthly$5,670.32$6,175.59$6,461.91
Cash to close$154,869$87,500$87,500