Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$422,738$422,738$441,000
Remaining term (yrs)27.927.930.0
Secondary amount$0$42,762$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.811%7.640%
1st payment$2,831.33$2,831.33$3,053.39
2nd payment$0.00$423.16$0.00
Taxes / mo$375.92$375.92$375.92
Insurance / mo$166.67$166.67$166.67
MI / mo$198.04$198.04$88.20
HOA / mo$83.33$83.33$83.33
Total monthly$3,655.29$4,078.45$3,767.51
Cash to close$67,262$24,500$49,000