Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$367,999$367,999$373,500
Remaining term (yrs)27.527.530.0
Secondary amount$0$26,251$0
Funding fee$1,840$1,840$0
Note rate6.780%6.780%7.400%
Blended rate6.780%7.119%7.640%
1st payment$2,460.34$2,460.34$2,586.04
2nd payment$0.00$259.77$0.00
Taxes / mo$382.17$382.17$382.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$78.00$78.00$78.00
Total monthly$3,070.50$3,330.27$3,270.91
Cash to close$47,001$20,750$41,500