Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$280,677$280,677$386,999
Remaining term (yrs)23.023.030.0
Secondary amount$0$106,322$0
Funding fee$0$0$0
Note rate3.610%3.610%7.400%
Blended rate4.460%5.433%7.640%
1st payment$1,491.42$1,491.42$2,679.50
2nd payment$0.00$708.81$0.00
Taxes / mo$438.08$438.08$438.08
Insurance / mo$150.00$150.00$150.00
MI / mo$232.07$232.07$77.40
HOA / mo$70.00$70.00$70.00
Total monthly$2,381.58$3,090.39$3,414.99
Cash to close$149,322$43,000$43,000