Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$340,102	$340,102	$346,500
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$25,648	$0
Funding fee	$1,701	$1,701	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.249%	7.640%
1st payment	$2,305.10	$2,305.10	$2,399.10
2nd payment	$0.00	$253.81	$0.00
Taxes / mo	$376.67	$376.67	$376.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$2,888.77	$3,142.58	$3,052.06
Cash to close	$44,898	$19,250	$38,500