Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$512,834$512,834$800,100
Remaining term (yrs)23.823.830.0
Secondary amount$0$287,266$0
Funding fee$2,564$2,564$0
Note rate3.340%3.340%7.400%
Blended rate3.340%4.923%7.640%
1st payment$2,596.95$2,596.95$5,539.73
2nd payment$0.00$1,855.26$0.00
Taxes / mo$458.75$458.75$458.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.02
HOA / mo$120.00$120.00$120.00
Total monthly$3,392.37$5,247.63$6,495.17
Cash to close$376,166$88,900$88,900