Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$410,191$410,191$440,100
Remaining term (yrs)26.826.830.0
Secondary amount$0$29,909$0
Funding fee$0$0$0
Note rate6.710%6.710%7.400%
Blended rate7.260%7.378%7.640%
1st payment$2,747.29$2,747.29$3,047.16
2nd payment$0.00$224.32$0.00
Taxes / mo$422.50$422.50$422.50
Insurance / mo$166.67$166.67$166.67
MI / mo$194.94$194.94$88.02
HOA / mo$55.00$55.00$55.00
Total monthly$3,586.39$3,810.71$3,779.35
Cash to close$78,809$48,900$48,900