Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$200,684	$200,684	$503,910
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$303,226	$0
Funding fee	$1,003	$1,003	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	2.770%	5.767%	7.640%
1st payment	$945.49	$945.49	$3,488.97
2nd payment	$0.00	$1,958.33	$0.00
Taxes / mo	$186.75	$186.75	$186.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$100.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,298.90	$3,257.24	$3,943.17
Cash to close	$359,216	$55,990	$55,990