Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$238,942	$238,942	$494,910
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$255,968	$0
Funding fee	$0	$0	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	4.750%	6.302%	7.640%
1st payment	$1,379.78	$1,379.78	$3,426.66
2nd payment	$0.00	$1,653.12	$0.00
Taxes / mo	$177.67	$177.67	$177.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$207.21	$207.21	$98.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,931.32	$3,584.44	$3,869.97
Cash to close	$310,958	$54,990	$54,990