Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$264,761	$264,761	$593,100
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$328,339	$0
Funding fee	$1,324	$1,324	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	5.830%	7.640%
1st payment	$1,302.09	$1,302.09	$4,106.50
2nd payment	$0.00	$2,120.53	$0.00
Taxes / mo	$440.75	$440.75	$440.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$118.62
HOA / mo	$58.00	$58.00	$58.00
Total monthly	$1,967.50	$4,088.03	$4,890.54
Cash to close	$394,239	$65,900	$65,900