Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$368,605	$368,605	$589,410
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$220,805	$0
Funding fee	$1,843	$1,843	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	5.530%	7.640%
1st payment	$2,243.12	$2,243.12	$4,080.96
2nd payment	$0.00	$1,426.04	$0.00
Taxes / mo	$432.42	$432.42	$432.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.88
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$2,917.21	$4,343.24	$4,872.92
Cash to close	$286,295	$65,490	$65,490