Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,253$409,253$490,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$81,247$0
Funding fee$2,046$2,046$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.077%7.640%
1st payment$1,940.79$1,940.79$3,396.12
2nd payment$0.00$609.35$0.00
Taxes / mo$316.17$316.17$316.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$34.00$34.00$34.00
Total monthly$2,457.62$3,066.97$4,011.06
Cash to close$135,747$54,500$54,500