Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$324,998	$324,998	$449,100
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$124,102	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.313%	7.640%
1st payment	$2,071.43	$2,071.43	$3,109.48
2nd payment	$0.00	$827.35	$0.00
Taxes / mo	$289.33	$289.33	$289.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$150.21	$150.21	$89.82
HOA / mo	$53.00	$53.00	$53.00
Total monthly	$2,730.64	$3,557.98	$3,708.30
Cash to close	$174,002	$49,900	$49,900