Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$324,590$324,590$432,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$107,410$0
Funding fee$1,623$1,623$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.228%7.640%
1st payment$1,539.33$1,539.33$2,991.08
2nd payment$0.00$716.07$0.00
Taxes / mo$296.75$296.75$296.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$56.00$56.00$56.00
Total monthly$2,058.74$2,774.81$3,596.90
Cash to close$155,410$48,000$48,000