Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$248,965$248,965$401,400
Remaining term (yrs)22.422.430.0
Secondary amount$0$152,435$0
Funding fee$0$0$0
Note rate4.460%4.460%7.400%
Blended rate5.310%6.332%7.640%
1st payment$1,462.44$1,462.44$2,779.21
2nd payment$0.00$1,016.24$0.00
Taxes / mo$179.33$179.33$179.33
Insurance / mo$150.00$150.00$150.00
MI / mo$205.41$205.41$80.28
HOA / mo$50.00$50.00$50.00
Total monthly$2,047.18$3,063.41$3,238.83
Cash to close$197,035$44,600$44,600