Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$208,991	$208,991	$283,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$74,509	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.034%	7.640%
1st payment	$984.62	$984.62	$1,962.90
2nd payment	$0.00	$558.82	$0.00
Taxes / mo	$129.33	$129.33	$129.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.40	$170.40	$56.70
HOA / mo	$197.00	$197.00	$197.00
Total monthly	$1,631.35	$2,190.17	$2,495.93
Cash to close	$106,009	$31,500	$31,500