Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$328,417	$328,417	$364,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$36,083	$0
Funding fee	$0	$0	$0
Note rate	6.540%	6.540%	7.400%
Blended rate	7.090%	7.279%	7.640%
1st payment	$2,168.75	$2,168.75	$2,523.72
2nd payment	$0.00	$270.62	$0.00
Taxes / mo	$115.58	$115.58	$115.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.61	$156.61	$72.90
HOA / mo	$23.00	$23.00	$23.00
Total monthly	$2,613.94	$2,884.56	$2,885.21
Cash to close	$76,583	$40,500	$40,500