Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$124,633	$124,633	$359,910
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$235,277	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	4.420%	6.597%	7.640%
1st payment	$729.40	$729.40	$2,491.94
2nd payment	$0.00	$1,519.50	$0.00
Taxes / mo	$104.75	$104.75	$104.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.06	$114.06	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,098.21	$2,617.71	$2,818.68
Cash to close	$275,267	$39,990	$39,990