Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$343,350$343,350$405,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$61,650$0
Funding fee$1,717$1,717$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.896%7.640%
1st payment$1,628.30$1,628.30$2,804.14
2nd payment$0.00$462.37$0.00
Taxes / mo$184.33$184.33$184.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$18.00$18.00$18.00
Total monthly$1,980.63$2,443.00$3,237.47
Cash to close$106,650$45,000$45,000