Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$124,949	$124,949	$464,400
Remaining term (yrs)	12.6	12.6	30.0
Secondary amount	$0	$339,451	$0
Funding fee	$0	$0	$0
Note rate	5.000%	5.000%	7.400%
Blended rate	5.850%	7.239%	7.640%
1st payment	$1,106.08	$1,106.08	$3,215.41
2nd payment	$0.00	$2,192.29	$0.00
Taxes / mo	$333.83	$333.83	$333.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$145.95	$145.95	$92.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,752.53	$3,944.82	$3,808.79
Cash to close	$391,051	$51,600	$51,600