Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$334,337$334,337$449,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$114,763$0
Funding fee$0$0$0
Note rate4.125%4.125%7.400%
Blended rate4.975%5.748%7.640%
1st payment$1,784.51$1,784.51$3,109.48
2nd payment$0.00$765.09$0.00
Taxes / mo$148.67$148.67$148.67
Insurance / mo$166.67$166.67$166.67
MI / mo$260.81$260.81$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,360.66$3,125.75$3,514.63
Cash to close$164,663$49,900$49,900