Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$447,372$447,372$530,999
Remaining term (yrs)27.927.930.0
Secondary amount$0$83,627$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.652%7.640%
1st payment$2,996.32$2,996.32$3,676.53
2nd payment$0.00$627.20$0.00
Taxes / mo$187.08$187.08$187.08
Insurance / mo$166.67$166.67$166.67
MI / mo$209.58$209.58$106.20
HOA / mo$23.00$23.00$23.00
Total monthly$3,582.65$4,209.85$4,159.48
Cash to close$142,627$59,000$59,000