Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$99,781	$99,781	$126,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$26,219	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	4.819%	7.640%
1st payment	$466.45	$466.45	$872.40
2nd payment	$0.00	$196.64	$0.00
Taxes / mo	$24.75	$24.75	$24.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.69	$79.69	$25.20
HOA / mo	$270.00	$270.00	$270.00
Total monthly	$990.89	$1,187.53	$1,342.35
Cash to close	$40,219	$14,000	$14,000